Advanced-CAMS-Audit Reliable Test Question - Test Advanced-CAMS-Audit Topics Pdf
Advanced-CAMS-Audit Reliable Test Question - Test Advanced-CAMS-Audit Topics Pdf
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ACAMS Advanced-CAMS-Audit Exam Syllabus Topics:
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>> Advanced-CAMS-Audit Reliable Test Question <<
Test Advanced-CAMS-Audit Topics Pdf | Advanced-CAMS-Audit Best Study Material
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ACAMS Advanced CAMS-Audit Certification Exam Sample Questions (Q40-Q45):
NEW QUESTION # 40
The auditor reviews the AML compliance program and after a walk-through, determines that AML-related reports to the board could be useful to test the governance and management oversight. The AML reports vary in content and complexity. Which sampling method should the auditor select?
- A. Risk-based
- B. Statistical
- C. Proportional
- D. Judgmental
Answer: D
Explanation:
Appropriateness of Judgmental Sampling:
* Judgmental sampling is optimal when variability in report content and complexity necessitates the auditor's discretion to select the most informative samples.
Guideline Support:
* Basel and FATF emphasize auditor judgment in situations requiring qualitative evaluation of governance reports.
NEW QUESTION # 41
Which is considered a minimum requirement in a customer identification program?
- A. Customer enhanced due diligence procedures used to identify unusual transactions
- B. Account opening procedures that specify the information that will be obtained from each customer
- C. Transaction reporting procedures used to report suspicious transactions to the regulator
- D. Transaction monitoring procedures that specify the information that will be retained in each transaction
Answer: B
Explanation:
A customer identification program (CIP) mandates that financial institutions obtain specific information from customers during account opening. This includes verifying identity through reliable documents, understanding the purpose of the account, and assessing associated risks.
Advanced CAMS-Audit and FATF recommendations highlight the necessity of robust account opening procedures as the foundation for AML compliance.
NEW QUESTION # 42
Which should be evaluated when analyzing components of risk mitigation in an AML risk assessment?
(Select Two.)
- A. Customer risk
- B. Office of Foreign Assets Control filtering
- C. Product risk
- D. Liquidity risk
- E. Overall customer volume
Answer: A,C
Explanation:
Product Risk: Certain products (e.g., high-value transfers, anonymous payment systems) inherently carry higher AML risks and require tailored risk mitigation measures.
Customer Risk: Understanding the risk profile of customers, including PEPs and high-net-worth individuals, is critical to assessing exposure and implementing risk-based approaches.
Both factors are core components in AML risk assessments, as highlighted in CAMS-Audit materials and FATF standards.
NEW QUESTION # 43
During the interview, the local director informs the audit manager that no internal or regulatory audits have occurred since the local director's appointment The local director relies on a locally-approved independent external review of Company A performed 12 months ago by a local firm How should the audit manager respond?
- A. Advise the group board that the group should set aside the external review reports as the use of the third party independent reviewer was not authorized at group board level.
- B. Validate the accuracy of content of the independent external review report by recommending an audit and assess if the findings of both the independent review and audit are similar.
- C. Rely upon the independent external review report as the base to formulate conclusions of the current onsite visit by internal audit.
- D. Review the independent external review report to determine the extent to which reliance can be placed on it and identify matters requiring further review by internal audit.
Answer: D
Explanation:
Steps to Assess the External Review Report:
* Validate the scope, methodology, and findings of the external review to determine its adequacy and reliability.
* Identify any gaps or areas that require additional scrutiny by internal audit.
Rationale for Review Instead of Reliance:
* Relying solely on external reviews without validation risks overlooking key compliance deficiencies.
Internal audit must establish an independent assessment to corroborate findings.
CAMS-Audit Recommendations:
* CAMS-Audit stresses the importance of critical evaluation of third-party reports and ensuring internal audit findings align with organizational compliance priorities
NEW QUESTION # 44
An auditor plans to examine a sample targeting newly onboarded, high net-worth clients to assess adherence to their onboarding policies. What sampling methods should the auditor use? (Select Three.)
- A. Discovery sampling
- B. Judgment sampling
- C. Stratified sampling
- D. Systematic sampling
- E. Simple random sampling
- F. Snowball sampling
Answer: B,C,D
Explanation:
Sampling Methods Justification:
* A. Judgment Sampling: Enables the auditor to target high net-worth clients specifically based on their judgment of risk factors.
* B. Stratified Sampling: Allows for dividing the population into groups (e.g., high net-worth clients) and selecting samples from each group.
* F. Systematic Sampling: Ensures a structured and unbiased selection process, suitable for large datasets.
NEW QUESTION # 45
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